Pick your plan.
Two transparent, flat-fee plans designed to grow with you and your partner. No hidden fees, no AUM surprises.
Essentials
Smart AI guidance and the core tools to unify your taxes, investments, and spending in one place.
Billed annually — about $150/mo
Start with Essentials- Your partner included at no extra cost
- AI-driven cash flow & spending insights
- Tax-aware investment recommendations
- 4.6% APY on cash savings
- Annual tax-loss harvesting
- Self-service planning tools (budget, goals, net worth)
- Strategic year-round tax planning
- Estate planning documents
- Equity comp planning (RSUs, ISOs, NSOs)
Premium
Everything in Essentials, plus dedicated fiduciary advisors, proactive tax planning and full estate coverage.
Billed annually — about $300/mo
Become a Premium Member- Everything in Essentials
- Unlimited access to fiduciary advisors
- 0% AUM on managed portfolios
- Strategic year-round tax planning & projections
- Tax filing handled for you
- Estate planning documentation creation
- Equity comp planning (RSUs, ISOs, NSOs)
- Real estate planning (up to 3 properties)
- Roth & Back-Door Roth conversions
Compare plans
A side-by-side look at what's included in each plan.
Platform Engagement
Unlimited Messaging With Your Team of Financial Advisors
Get 24-7 access through the Alpheva dashboard.
Zoom Onboarding With Your Advisor
Zoom Calls With Advisors (as needed)
Curated Financial Plans
Goal Tracking & Prioritization
Membership Accounts for You and Your Partner
Consolidated Finances in Dashboard
Investment Planning
Tax-Aware Investment Recommendations
Annual Tax-Loss Harvesting
Direct Indexing
0% AUM on Managed Portfolios
Roth & Back-Door Roth Conversions
Tax Planning
AI-Driven Tax Insights
Year-Round Strategic Tax Planning
Tax Projections & Withholding Reviews
Full Tax Filing Handled For You
Estate Planning
Beneficiary Review
Estate Planning Documentation Creation
Trust Setup Guidance
Equity Compensation
Equity Comp Tracking (RSUs, ISOs, NSOs)
Equity Comp Strategy & Exercise Planning
Real Estate Planning
Primary Residence Planning
Investment Property Planning (up to 3)
Budget & Cash Flow
Smart Budget Insights
4.6% APY on Cash Savings
Subscription & Bill Optimization
Retirement Planning
Retirement Goal Modeling
Social Security Optimization
Withdrawal Strategy Planning
0% AUM
On fully managed portfolios
4.6% APY
On cash savings, no fine print
Flat fees
Transparent pricing, no surprises
Built for couples
Your partner is always included
Frequently asked questions
How is Alpheva AI different from a traditional advisor?+
We pair fiduciary human experts with AI that monitors your finances every day — not just once a quarter. You get tax, investing, debt, and insurance optimization in one strategy.
Are your advisors fiduciaries?+
Yes. Every advisor on the Alpheva team is a fiduciary, legally required to act in your best interest.
What's the difference between Essentials and Premium?+
Essentials gives you the AI platform and self-service tools. Premium adds unlimited 1:1 access to advisors, full tax filing, estate documents, and equity comp planning.
Can I switch plans later?+
Absolutely. Upgrade, downgrade, or cancel at any time — your data and plan history move with you.
Ready to stop managing finances in silos?
Get matched with the right plan in under 3 minutes — your personalized financial strategy starts here.
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